文档上写的美国的卡是两个工作日（高风险行业除外），没有说区分个人还是企业 https://stripe.com/docs/payouts#payout-schedule

2 day rolling

Applies to: Australia, United States (except businesses in higher-risk industries)
Payouts of your available account balance are made daily and contain payments processed two business days prior (this is how long it takes for your pending account balance to become available on this schedule). For example, payments received on a Tuesday are paid out by Thursday, and payments received on a Friday are paid out by Tuesday.
If your business operates in a higher-risk industry, this schedule may not be immediately available. We require a short period to monitor your business activity before it can be enabled, in which case a 7 day rolling schedule would apply instead. This delay protects your business, customers, and Stripe from the increased risk of fraudulent activity.

7 day rolling

Applies to: All countries except Japan, and high-risk businesses in Australia or United States
Payouts are made daily and contain payments processed seven days prior. For example, payments received on a Tuesday are paid out by the following Tuesday.

条纹対个人收取外汇有限制啊？

如果你的P卡是美国卡，开通的是Stripe的美国账户，那就是正常收款呀，这个对于这张美国卡来说不算是外汇。P卡和你大陆银行卡的关系才是外汇...